Terms & Conditions

1. Definitions

In these Terms and Conditions, unless the context requires otherwise:

• "Platform" or "Website" refers to tayo4, accessible at https://tayo4.cam and any associated mobile applications or services.
• "Company," "We," "Us," or "Our" refers to tayo4 and its operators, licensees, and authorized representatives.
• "User," "You," or "Your" refers to any individual who accesses, registers, or uses the Platform.
• "Account" refers to the personal account created by a User to access services on the Platform.
• "Services" refers to all gaming, betting, and entertainment services provided by tayo4, including but not limited to sports betting, live casino games, slot games, and related activities.
• "Deposit" refers to funds transferred by the User into their Account for the purpose of placing wagers.
• "Withdrawal" refers to funds transferred from the User's Account balance to their designated payment method.
• "Bonus" refers to promotional credits, free bets, free spins, or other incentives awarded by tayo4 subject to specific terms and wagering requirements.

2. Acceptance of Terms

By creating an Account, accessing the Platform, or using any of the Services provided by tayo4, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Responsible Gaming Policy.

If you do not agree with any part of these Terms, you must immediately cease using the Platform and close your Account. Continued use of the Platform constitutes acceptance of these Terms in their entirety.

We reserve the right to amend, modify, or update these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting to the Platform. It is your responsibility to review these Terms periodically. Your continued use of the Platform after modifications constitutes acceptance of the updated Terms.

3. Eligibility Requirements

To use the Services provided by tayo4, you must meet the following eligibility criteria:

• Age: You must be at least 21 years of age. We strictly enforce age verification and reserve the right to request proof of age at any time. Accounts found to belong to individuals under 21 years of age will be immediately suspended, and all funds forfeited.
• Legal Capacity: You must have full legal capacity to enter into a binding contract. You must not be under any legal disability that would prevent you from forming a binding agreement.
• Geographic Eligibility: You must be a resident of Indonesia or accessing the Platform from a jurisdiction where online gambling is not explicitly prohibited. It is your responsibility to ensure that your use of the Platform complies with local laws in your jurisdiction.
• Single Account: You are permitted to hold only one Account with tayo4. Creating multiple accounts is strictly prohibited and may result in suspension of all accounts and forfeiture of funds.
• Personal Use: Your Account is for personal, non-commercial use only. You may not use the Platform for professional gambling, arbitrage betting, or any form of commercial activity.

4. Account Registration and Security

4.1 Registration

To access the Services, you must complete the registration process by providing accurate, current, and complete information as requested. Required information includes but is not limited to:

• Full legal name as it appears on government-issued identification
• Date of birth
• Residential address in Indonesia
• Valid email address
• Mobile phone number
• Preferred currency (Indonesian Rupiah - IDR)

You agree to promptly update your Account information if any details change. Providing false or misleading information is a material breach of these Terms and may result in immediate Account closure.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password. You agree to:

• Choose a strong password that is not easily guessable
• Never share your password with any third party
• Notify us immediately if you suspect unauthorized access to your Account
• Log out from your Account after each session, especially when using shared or public devices

tayo4 will never ask you to disclose your password via email, phone, or any other communication channel. You are liable for all activities conducted through your Account, whether authorized or unauthorized.

4.3 Verification (KYC)

We are required by our licensing obligations to verify the identity of all Users. As part of our Know Your Customer (KYC) procedures, we may request additional documentation at any time, including but not limited to:

• Government-issued photo identification (KTP - Indonesian ID card, passport, or driver's license)
• Proof of address (utility bill, bank statement, or government correspondence dated within the last 3 months)
• Payment method verification (bank account statement, credit card photo with middle digits obscured)
• Source of funds documentation for large deposits or unusual activity patterns

Failure to provide requested documentation within 30 days may result in Account suspension and withdrawal restrictions until verification is completed. We reserve the right to suspend withdrawals pending successful identity verification.

5. Deposits and Withdrawals

5.1 Deposits

tayo4 supports deposits via local Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI, and Bank Permata, as well as e-wallet services including OVO, DANA, GoPay, ShopeePay, and LinkAja. All deposits must be made in Indonesian Rupiah (IDR).

Minimum deposit amount is Rp 50,000. There is no maximum deposit limit, though deposits exceeding Rp 50,000,000 may require additional verification. Deposits are typically credited to your Account instantly, though bank processing times may vary.

You may only deposit funds from a payment method registered in your own name. Third-party deposits are strictly prohibited and will be reversed. You must not deposit funds obtained through illegal means or money laundering activities.

5.2 Withdrawals

Withdrawal requests can be made at any time through your Account dashboard. Minimum withdrawal amount is Rp 50,000. Maximum withdrawal per transaction is Rp 100,000,000. There is no limit on the number of withdrawal requests you may make per day.

Most withdrawal requests are processed within 30 minutes to 2 hours during business hours (09:00 - 22:00 WIB). Requests submitted outside business hours will be processed on the next business day. First-time withdrawals and large withdrawals may require additional verification and processing time.

Withdrawals must be made to a payment method registered in your own name and matching the name on your Account. We reserve the right to request additional documentation before processing withdrawals. Bonus funds and winnings from bonuses are subject to wagering requirements before they can be withdrawn (see Section 6).

tayo4 does not charge withdrawal fees. However, your bank or payment provider may apply their own fees, which are outside our control.

6. Bonuses and Promotions

tayo4 may offer bonuses, free bets, free spins, cashback, and other promotional incentives from time to time. All bonuses are subject to specific terms and conditions that will be clearly displayed at the time of the offer. General bonus terms include:

• Wagering Requirements: Bonus funds and winnings from free spins or free bets typically carry wagering requirements, expressed as a multiple (e.g., 30x). You must wager the bonus amount the specified number of times before bonus winnings can be withdrawn.
• Game Contributions: Different games contribute differently toward wagering requirements. Slots typically contribute 100%, while table games and live casino may contribute less or not at all. Check the specific bonus terms for details.
• Maximum Bet Limits: While using bonus funds, you may be subject to maximum bet limits (e.g., Rp 50,000 per spin or bet). Exceeding these limits may void the bonus and any winnings derived from it.
• Expiration: Bonuses typically expire within a specified time period (e.g., 30 days from issue). Unused bonuses and associated winnings will be removed upon expiration.
• One Bonus Per Player: Unless otherwise stated, only one bonus offer may be active per Account at any given time. You may not combine multiple bonuses.
• Bonus Abuse: We reserve the right to void bonuses and winnings if we detect bonus abuse, including but not limited to creating multiple accounts, low-risk betting strategies, or collusion with other players.

Bonuses are discretionary and may be withdrawn or modified at any time without notice. We reserve the right to exclude certain players from promotional offers.

7. Betting Rules and Game Play

7.1 General Rules

All bets placed on tayo4 are governed by the specific rules of each game type, which are available in the game information sections. In the event of a dispute, our decision is final and binding.

Once a bet is confirmed and accepted by the system, it cannot be changed or cancelled. You are responsible for ensuring the accuracy of your bet selections before confirming placement.

We reserve the right to void bets in cases of obvious error, technical malfunction, irregular betting patterns, suspected fraud, or violation of these Terms.

7.2 Sports Betting

Sports betting on tayo4 covers football (bandar bola), basketball, badminton, tennis, e-sports, and other sporting events. All bets are settled based on official results as determined by the relevant governing body.

If a sporting event is postponed or cancelled, bets will generally be voided and stakes returned, unless otherwise specified in the specific sport rules. Live in-play bets remain valid even if you experience connection issues, as long as the event continues.

7.3 Casino Games

All casino games, including slots, live casino, table games, and crash games, use certified Random Number Generators (RNG) or live dealers to ensure fair and random outcomes. Game RTPs (Return to Player percentages) are published in each game's information section.

Maximum win limits may apply to certain games. Check the specific game rules for details.

8. Prohibited Activities

The following activities are strictly prohibited when using tayo4:

• Creating multiple accounts or allowing others to use your Account
• Using the Platform if you are under 21 years of age
• Providing false or misleading information during registration or verification
• Depositing funds from third-party payment methods or accounts not in your name
• Using stolen credit cards, fraudulent payment methods, or funds obtained through illegal means
• Engaging in collusion with other players, chip dumping, or any form of cheating
• Using automated software, bots, or scripts to place bets or play games
• Exploiting software vulnerabilities, bugs, or errors for financial gain
• Abusing bonuses through multiple accounts, low-risk betting, or arbitrage strategies
• Engaging in money laundering or using the Platform for any illegal purpose
• Reverse engineering, decompiling, or attempting to access the Platform's source code
• Using VPN or proxy services to circumvent geographic restrictions

Violation of any prohibited activity may result in immediate Account suspension, forfeiture of funds and winnings, and potential legal action.

9. Limitation of Liability

To the fullest extent permitted by law, tayo4 and its officers, directors, employees, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to:

• Loss of profits, revenue, or data
• Technical malfunctions, system failures, or internet connectivity issues
• Unauthorized access to your Account due to your failure to maintain security
• Third-party payment processing delays or errors
• Game result disputes based on your misunderstanding of rules

Our total liability to you for any claims arising from your use of the Platform shall not exceed the amount of deposits you made in the 90 days preceding the claim.

tayo4 provides the Platform and Services "as is" without any warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Account Suspension and Termination

10.1 Suspension by tayo4

We reserve the right to suspend or terminate your Account immediately, without prior notice, if:

• You violate any provision of these Terms and Conditions
• We suspect fraudulent activity, bonus abuse, or illegal conduct
• You fail to provide requested verification documents within the specified timeframe
• We are required to do so by law, regulation, or court order
• Your Account has been inactive for 12 consecutive months

Upon suspension or termination, your access to the Platform will be immediately revoked. We reserve the right to withhold any funds pending investigation of suspected violations.

10.2 Self-Exclusion

If you wish to take a break from gambling, you may request temporary suspension or permanent self-exclusion of your Account at any time by contacting our support team. For more information, please visit our Responsible Gaming page.

10.3 Voluntary Closure

You may request closure of your Account at any time by contacting support. Upon closure, any remaining balance (excluding bonus funds) will be returned to you via your registered payment method, subject to completion of any pending wagering requirements and verification procedures.

11. Governing Law and Dispute Resolution

These Terms and Conditions shall be governed by and construed in accordance with international gaming regulations and the laws of the jurisdiction in which tayo4 holds its operating license.

Any disputes arising from or related to your use of the Platform shall first be addressed through our internal complaints procedure. You may contact our support team with details of your complaint, and we will endeavor to resolve the matter within 14 business days.

If a dispute cannot be resolved through internal procedures, both parties agree to submit to binding arbitration in accordance with the rules of the relevant arbitration body designated by our licensing jurisdiction.

12. Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the Platform, please contact us:

• Email: [email protected]
• Live Chat: Available 24/7 through the Platform
• Response Time: We aim to respond to all inquiries within 24 hours

For issues related to Responsible Gaming, please visit our dedicated Responsible Gaming page.

For questions about how we handle your personal data, please consult our Privacy Policy.